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EDLI Benefits for Employees with Less Than 12 Months’ Service: What Employers and Families Should Know

Prakash D Kagalwala08 Oct 2026 3 min read 72 views

An employee joins an organisation and, unfortunately, passes away within a few months. While helping the family complete the paperwork, a question arises: “The employee had not completed one year of service. Can the family still claim EDLI benefits?” Yes. An employee’s short service does not automatically disqualify the family from receiving benefits under the Employees’ Deposit-Linked Insurance (EDLI) Scheme. Howeve…

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